Young Professionals
Starting your career is the perfect time to lay a solid foundation. We’ll help you get off to a good start so you can avoid common mistakes and enjoy greater peace of mind in the long run.
Discuss retirement planningBuild wealth with a systematic approach, not just gut feelings. Our philosophy combines clear strategies, transparent decisions, and personalized guidance that fits your lifestyle.
Your foundation: income protection, retirement planning, and a plan that safeguards your standard of living.
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A well-organized portfolio: a clear structure, cost awareness, and rules that hold up even during stressful times.
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When real estate makes sense, we support you with strategy, selection, and implementation.
Learn moreThe safety net for building your wealth.
Just like when building a house, without a foundation, any structure will be unstable. That’s why we start with a basic strategy that mitigates your most significant risks and gives you planning certainty.
Our basic strategy has two main focuses:
We assess the risks that could threaten your standard of living (e.g., employment, financial obligations) and build a sensible safety net without overcomplicating things.
We plan early on how to generate a reliable income once you start receiving your pension, with solutions that fit your savings goals, your flexibility, and your time horizon.
Starting your career is the perfect time to lay a solid foundation. We’ll help you get off to a good start so you can avoid common mistakes and enjoy greater peace of mind in the long run.
Discuss retirement planningIf you're in the middle of your career, it's often worth taking a look at your current coverage and financial planning: is it too expensive, incomplete, or outdated? We'll optimize what makes sense and build a solid foundation for you.
Optimize Your Retirement PlanningThe German system is complex, especially if you're new to the country. We help clarify your entitlements, risks, and useful components, and ensure that your plan remains flexible (e.g., in case you move away later).
Request a consultationETFs are a powerful tool, but a portfolio alone doesn’t automatically solve the problem of generating predictable income during certain stages of life. We’ll show you how to effectively supplement your strategy without giving up your core ETF holdings.
Discuss ETF StrategyWith a clear core strategy, we protect your standard of living, provide clarity, and build a reliable foundation for today and tomorrow.
Have your strategy reviewed
Professional portfolio management with a clear strategy.
Yes, you can simply invest in a global ETF. For many people, this serves as a solid foundation. But often, there’s no plan: What role should your portfolio play in your life? How much risk makes sense? Which investment themes truly align with your goals?
At Finora, we use a core-satellite approach: The core ensures broad diversification. In addition, if it suits you, you can use thematic components that will benefit from long-term trends. Important: use them in moderation, ensure good diversification, and follow clear rules.
Thematic investing means not investing rigidly based on countries or index weightings, but rather deliberately focusing on areas where long-term changes are taking place.
AI, cybersecurity, automation—where productivity and infrastructure are growing.
Cities, Networks, Utilities: Investments that reflect real needs.
Efficiency, Alternatives, Circularity: When Scarcity Drives Innovation.
Aging societies, healthcare, new consumption patterns, and a growing middle class.
For us, professional portfolio management means understanding trends, translating them into investable opportunities, and managing the portfolio proactively—through diversification, risk allocation, and rebalancing—rather than trying to time the market.
Build a portfolio that suits you in the long run.
Request a consultationStructure capital strategically, with clear rules.
Discuss the strategyGlobally diversified, easy to understand, flexible.
Request a consultationKeep the core of the ETF and make targeted additions.
Learn moreBuild wealth in a structured way, without rushing into things.
Learn moreWe believe in long-term wealth building through transparency, deliberate risk management, and well-reasoned decisions.
Learn about the strategyIf real estate is a good fit for your situation, it can effectively combine wealth accumulation with tax benefits—provided that your strategy, property selection, and financing are well thought out.
Depending on your personal situation and the specific property, investment real estate can offer tax benefits (e.g., through depreciation) and add tangible assets to your portfolio. The key is: conservative calculations rather than wishful thinking.
We develop a real estate strategy that fits into your overall portfolio, with a focus on stability, transparent assumptions, and tax treatment within the legal framework.
Discuss the strategy
We analyze your current tax situation, work with you to set goals, and determine how real estate investments can best fit into your overall portfolio.
We identify suitable properties with above-average depreciation rates and assist you with your financing plans. Transparent, straightforward, and strategically well-thought-out.
From the initial offer to the notarized closing: We’re with you every step of the way, so you can focus on what matters most.
Would you like to actively manage your tax burden instead of just accepting it? With real estate investments, you can strategically use tax leverage to turn the untapped potential of your tax burden into real wealth.
Request a consultationThe German tax system is complex. We help you understand the benefits of the system and use real estate as a tax-optimized investment vehicle.
Request a consultationYou’re already investing in the capital markets, but want to expand your portfolio to include a tangible, tax-advantaged asset? Real estate is the perfect complement to your ETF strategy.
Learn moreThose who inherit assets often face the challenge of structuring them in a way that protects against taxes and inflation. We’ll show you how to preserve and grow your wealth sustainably through real estate.
Learn moreWhen real estate is a sound investment, it can serve as a stable component of an overall portfolio. A clear strategy and proper execution are key.
Build a foundationReal voices. Real experiences. (Excerpt; full reviews available upon request.)
“Kevin is an excellent advisor! He has a thorough understanding of the German financial system and created a personalized financial plan for me. I can ask him any questions at any time and highly recommend his services.”
“Friendly, knowledgeable, helpful, and available even on short notice. And, of course, he speaks excellent English. An excellent financial advisor.”
“Kevin has extensive financial expertise in general and, in particular, regarding the German financial system. He knows how to convey this information clearly and empathetically, and develops practical plans tailored to your current financial situation. In addition, he secured the best terms for my disability insurance. I highly recommend him!”
Here you'll find answers to the questions we're asked most often, explained clearly and without jargon.
No. The initial consultation is free and non-binding. You can take your time to decide whether and how to proceed.
Yes. Consultations are available in German or English.
That depends on the scope of services (e.g., financial planning assessment, investment strategy, real estate consulting). During the initial consultation, you’ll receive a clear overview of what makes sense for you and what it will cost.
We start by assessing your goals, risk tolerance, liquidity, and time horizon, and use this information to develop a strategy tailored to your situation (portfolio structure, risk management, and real estate as a component, if applicable).